South India's leading gold loan company reduces OpEx with Voice AI

Organisation
South India's leading gold loan company
Founded
1949
Website
Confidential
Channel
Voice AI (Phone Automation)
Industry
BFSI / Gold Loan
Usecases
Pre-due and post-due engagement, collateral acknowledgment automation, system integrations

Collections automation impact

Voice AI automation improved compliance, optimized outreach, and significantly reduced operating costs.

64.80%
OpEx saved
16%
PTP gain
0.45×
efficiency ratio*
faster acknowledgment
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India’s leading gold loan provider faced high costs and compliance delays in borrower communications. Gnani.ai introduced automation to modernize collections and engagement workflows.

Solution

The leading gold loan company implemented Collect365 to optimize collections and collateral acknowledgment processes using voice AI. This automation significantly reduced operational costs and improved compliance adherence.

01

Automated timely pre-due reminders via voice bots to reduce early delinquencies and improve payment cycles.

02

Automated timely pre-due reminders via voice bots to reduce early delinquencies and improve payment cycles.

03

Automated timely pre-due reminders via voice bots to reduce early delinquencies and improve payment cycles.

04

Captured repayment intent in real time and flagged high-risk cases for manual escalation immediately.

This approach enabled high-efficiency collections and compliance in a complex lending segment.

Impact

The organization realized faster compliance, cost savings, and better borrower engagement through scalable AI-driven outreach.

64.80%
OpEx saved
16%
PTP gain
acknowledgment

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