Top 5 Housing Finance company in India optimizes EMI collections with Voice AI

Organisation
Top 5 Housing Finance company in India
Founded
2012
Website
Confidential
Channel
Phone call (voice AI)
Industry
Housing Finance
Usecases
Automated EMI collections, pre-due and post-due reminders, multilingual engagement

Collections automation success

Voice AI automation improved borrower engagement and delivered significant OpEx savings on large-scale loan servicing.

41 L
OpEx saved
95.44%
engagement
0.46×
efficiency ratio*
2203 Cr
loanbook
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A leading housing finance company struggled with manual collections costs and low engagement. Gnani.ai introduced AI automation to scale collections and cut expenses.

Solution

The Top 5 Housing Finance company in India automated EMI collections using Collect365, replacing manual-intensive operations with intelligent voice AI. This solution enabled multilingual outreach, optimized agent utilization, and reduced costs while ensuring compliance.

01

Automated outreach for EMI reminders across pre-due and post-due stages, improving coverage and efficiency.

02

Automated outreach for EMI reminders across pre-due and post-due stages, improving coverage and efficiency.

03

Automated outreach for EMI reminders across pre-due and post-due stages, improving coverage and efficiency.

04

Used multilingual voice bots to engage diverse borrower segments, reducing human intervention and operational overhead.

This solution transformed collections into a scalable, data-driven operation with measurable ROI.

Impact

The company achieved significant OpEx savings, improved engagement rates, and consistent recovery performance across its ₹2203 Cr portfolio.

41 L
OpEx saved
95.40%
engaged
2203 Cr
loanbook

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