Top 5 Housing Finance company in India optimizes EMI collections with Voice AI

Organisation
Top 5 Housing Finance company in India
Founded
2012
Website
Confidential
Channel
Phone call (voice AI)
Industry
Housing Finance
Usecases
Automated EMI collections, pre-due and post-due reminders, multilingual engagement

Collections automation success

Voice AI automation improved borrower engagement and delivered significant OpEx savings on large-scale loan servicing.

41 L
OpEx saved
95.44%
engagement
0.46×
efficiency ratio*
2203 Cr
loanbook
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A leading housing finance company struggled with manual collections costs and low engagement. Gnani.ai introduced AI automation to scale collections and cut expenses.

Solution

The Top 5 Housing Finance company in India automated EMI collections using Collect365, replacing manual-intensive operations with intelligent voice AI. This solution enabled multilingual outreach, optimized agent utilization, and reduced costs while ensuring compliance.

01

Automated outreach for EMI reminders across pre-due and post-due stages, improving coverage and efficiency.

02

Captured engagement metrics such as talk time and PTP intent to refine recovery strategies dynamically.

03

Integrated outcomes directly with CRM systems for seamless follow-ups and real-time visibility.

04

Used multilingual voice bots to engage diverse borrower segments, reducing human intervention and operational overhead.

This solution transformed collections into a scalable, data-driven operation with measurable ROI.

Impact

The company achieved significant OpEx savings, improved engagement rates, and consistent recovery performance across its ₹2203 Cr portfolio.

41 L
OpEx saved
95.40%
engaged
2203 Cr
loanbook

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