Home First slashes collections cost with Voice AI

Organisation
Home First Finance Company India Ltd
Founded
2010
Website
https://www.homefirstindia.com
Channel
Phone call (voice AI)
Industry
Housing Finance / NBFC
Usecases
EMI collections automation, pre- and post-due reminders, Voice Blast for urgent alerts, multilingual engagement

Collections automation success

Voice AI-driven workflows streamlined EMI recovery, cutting costs and boosting connectivity rates significantly.

37.90%
first-call connect
6.7×
ROI
0.55×
efficiency ratio*
72%
OpEx saved
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A major housing finance firm needed to reduce OpEx and improve connect rates in collections. Manual processes lacked scalability and were cost-heavy. Gnani.ai implemented AI-driven automation for the entire repayment cycle.

Solution

Home First automated its EMI recovery process using Collect365 and Voice Blast, reducing cost per engagement while scaling collections outreach dramatically. This improved compliance, speed, and customer satisfaction.

01

Automated voice reminders across pre-due and post-due stages, minimizing manual effort and costs.

02

Automated voice reminders across pre-due and post-due stages, minimizing manual effort and costs.

03

Automated voice reminders across pre-due and post-due stages, minimizing manual effort and costs.

04

Enabled real-time monitoring, escalation handling, and performance analytics for better strategy refinement.

This approach improved connectivity, minimized cost, and enhanced repayment consistency.

Impact

The automation enabled Home First to achieve strong OpEx savings, improved connectivity rates, and better repayment predictability.

37.90%
connect rate
6.7×
ROI
72%
OpEx saved

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