Leading Rural Microfinance company boosts rural collections with Voice AI

Organisation
Leading Rural Microfinance company
Founded
2008
Website
Confidential
Channel
Phone call (voice AI)
Industry
Microfinance / Rural Lending
Usecases
Automated post-due collections, multilingual engagement, PTP capture, borrower prioritization

Collections performance metrics

Voice AI-driven automation enabled cost-effective post-due recovery and deeper engagement across rural borrowers.

8%
PTP
82%
engaged
0.41×
efficiency ratio*
30 Cr
loanbook
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A rural finance leader faced challenges in reaching dispersed borrowers and managing manual collection costs. Gnani.ai introduced AI-powered voice automation to scale post-due engagement effectively.

Solution

A Leading Rural Microfinance company automated rural collections using Collect365, enhancing borrower engagement and improving repayment intent capture across dispersed geographies.

01

Deployed multilingual workflows tailored for rural borrowers to address language diversity and accessibility challenges.

02

Captured and analyzed repayment intent dynamically, prioritizing borrowers with higher repayment likelihood.

03

Delivered real-time analytics for escalation handling and strategy optimization to improve recovery outcomes.

04

Enabled empathetic, scalable outreach for rural portfolios while reducing operational effort and costs.

This approach improved borrower engagement, enhanced PTP rates, and strengthened recovery predictability.

Impact

The Microfinance company recorded improved PTP rates, enhanced engagement, and significant operational efficiency gains through AI-driven collections.

8%
PTP
82%
engagement
30 Cr
loanbook

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